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Health Care and Insurance



What is Health Care?


Health care is the prevention, treatment, and management of illness.  Services are offered by the medical, nursing and allied health professions to make sure you are mentally and physically well.

 

There are many options to help you prevent or treat disease and stay healthy.  Healthy living isn't just about leaning on your doctor to treat what ails you.  People who are healthy have good habits.  They lead active lives, continue to learn, and deal well with stress.  They also exercise, eat the right foods, and don’t smoke.


What programs and services are available for Health Care?


Physicians and hospitals in Virginia provide many of the health care services available to you.  Would you like to find a licensed physician in your area of the state?  Visit the Virginia Board of Medicine website

  

There are also Community Health Centers  and Free Clinics in Virginia that provide low or no-cost care for the low-income uninsured.

 

There are many resources for healthy living in your community.  Wellness classes, fitness clubs, nutrition counseling, and classes to help you stop smoking are just a few of the programs available.


What is the "PACE" Program?

 

The Program of All-Inclusive Care for the Elderly (PACE) is a program for people age 55 and older, who are eligible for Medicare and Medicaid and who meet nursing home requirements. PACE offers support and services that allow members to remain in familiar surroundings: their homes and communities.  PACE members get medical care, social services, and personal care.  PACE Programs are not available everywhere in Virginia.  For information about PACE, visit the Easyaccess PACE page or PACE Programs on the Department of Medical Assistance Services website.


What does Health Care cost?


Quality health care services vary in price.  Many of them can be expensive.  Many people rely on health insurance plans provided through their employer to manage the cost of health care.  Some people pay for health insurance with their own money.

 

There are some programs available to help people pay for health care. Medicaid is a  federal and state program that helps pay for health care for people who are low income, have disabilities, or meet other criteria.  Medicare is a federal program that covers health care for individuals age 65 and over, under 65 with certain disabilities, or all ages with End Stage renal disease.


FAMIS is Virginia's program that helps families provide health insurance to their children. FAMIS stands for Family Access to Medical Insurance Security.  There is also FAMIS MOMS - for pregnant women; and Smiles For Children - a dental program.


Prescription drugs can be especially difficult to afford.  Rising drug prices make it difficult for both the insured and uninsured.  Look for links listed below to help manage prescription drug costs.

 

The Health Insurance Premium Payment (HIPP) Program is run by the Virginia Medicaid Program and offered to individuals enrolled in Medicaid.   This program may pay some or all of a person’s share of their private health insurance when it is cheaper for Medicaid to do so.   For information about the Health Insurance Premium Payment Program visit the Department of Medical Assistance Services website, Health Insurance Premium Payment Program.

 

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Virginia Division for the Aging
Department for Aging and Rehabilitative Services
1610 Forest Avenue, Suite 100
Henrico, VA 23229
aging@dars.virginia.gov
Toll-Free: 1-800-552-3402 | Richmond/Henrico local: (804) 662-9333
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